Deposit Rates

February 5, 2025

RSB Deposit Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
RSB Interest Checking2 $25.00 N/A 0.05% 0.05%
RSB Personal Checking $25.00 N/A Does not earn interest Does not earn interest
RSB Business Checking $50.00

N/A

 Does not earn interest Does not earn interest
RSB Money Market2
Minimum Balance to Earn Disclosed APY1Minimum to Open

Interest Rate

Annual Percentage Yield1
Less than $2,500.00 $2500.00 0.05% 0.05%
$2,500.00 - $49,999.99 $2,500.00 0.10% 0.10%
$50,000.00 - $99,999.99 $2,500.00

0.15%

 0.15%
$100,000.00 or more $2,500.00

0.20%

 0.20%
RSB Savings Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
RSB Savings2 $10.00 N/A 0.05% 0.05%
RSB Business Savings2 $10.00 N/A 0.05% 0.05%
RSB Club Savings2 $10.00 N/A 0.05% 0.05%
Rocky's RSB Savings2 $1.00

N/A

 0.05% 0.05%
RSB Certificate of Deposit
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
RSB 6-Month Certificate $500.00 N/A 3.39% 3.50%
RSB 10-Month Certificate $500.00

N/A

 3.20% 3.30%
RSB 1-Year Certificate $500.00

N/A

 1.71% 1.75%
RSB 2-Year Certificate $500.00

N/A

 1.47% 1.50%
RSB 4-Year Certificate $500.00 N/A 1.23% 1.25%
RSB 5-Year Certificate $500.00 N/A 0.98% 1.00%
Retirement Accounts
ProductMinimum to Open

Minimum Balance to Earn Disclosed APY1

Interest RateAnnual Percentage Yield1
RSB IRA Savings2 $10.00 N/A 0.15% 0.15%
1-Year RSB IRA Certificate $500.00 N/A 2.92% 3.00%
 2-Year RSB IRA Certificate $500.00

N/A

 1.47% 1.50%
4-Year RSB IRA Certificate $500.00

N/A

 1.23% 1.25%
5-Year RSB IRA Certificate $500.00 N/A 0.98% 1.00%

Last Rate/APY change date February 5, 2025.

1 All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). A withdrawal of interest could reduce your earnings. Fees could reduce your earnings. Certificates may have a penalty imposed for early withdrawal.

2 Your interest rate and annual percentage yield may change after the account is opened. At our discretion, we may change the interest rate on your account at any time.

Please Note: We use the daily balance method to calculate interest on your account. The Interest Rate and APY shown apply to the entire account balance.

The Interest Rate, APY and terms are accurate as of the effective date shown above.

For complete account information please ask for our Deposit Account Agreement and Disclosure documents.

This rate table is for informational purposes only.