Checking Accounts

We offer a variety of personal checking accounts. Take a look at the features and choose the one that best fits your needs.

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All of our Personal Checking Accounts include:

  • Free Online Banking Access
  • Free Mobile Banking Access
  • Free Electronic Statements
  • Free First Box of Checks
  • Free Debit Card
  • 24-Hour Telephone Access

 

Personal Checking Accounts Comparison Chart

ProductRSB Personal Checking

 RSB Interest Checking

RSB Money Market1
Minimum Opening Deposit $25 $25  $2,500
Minimum Balance $0 $10 monthly charge if daily balance falls below the $200 minimum balance requirement $10 monthly charge if daily balance falls below the $2500 minimum balance requirement
Maintenance Fee $0

No Fee for customers with approved Overdraft Protection

No Fee for Senior customers 60 and over

 $0

Transaction Fee2

$0

$0

$0

Interest Bearing

 No

Yes

Yes

Overdraft Protection3

Yes

Yes

No 

1 Money Market Transaction Limitations: Although there are no limitations on the amount or frequency of transfers or withdrawals made in person within the banking office or at an ATM, account holders are otherwise restricted to six (6) transfers from their account per cycle, including preauthorized or automatic transfers, transfers made by telephone, online or mobile banking, and transfers made by check, debit card or similar order payable to third parties.

2 Charges for unusual activities such as overdrafts, stop payment orders, duplicate statements or imprinted checks may be assessed.

3 Overdraft Protection is available to qualified borrowers.