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Deposit Rates

Rockland Savings Bank Consumer Deposit Rates

Interest Checking

starting at

0.05 %

Money Market

starting at

0.05%

Savings Account

starting at

0.05%

IRA CDs

starting at

0.98%

Review the current rates for our wide range of deposit and loan products.

Rates effective as of August 23, 2024
Product Minimum to Open Min. to Earn APY1 Interest Rates APY1
RSB Interest Checking2 $25 N/A 0.05% 0.05%
RSB Personal Checking $25 N/A Does not earn interest Does not earn interest
RSB Business Checking $50 N/A Does not earn interest Does not earn interest
Min. to Earn APY1 Minimum to Open Interest Rate APY1
Less than $2,500.00 $2,500 0.05% 0.05%
$2,500.00 - $49,999.99 $2,500 0.10% 0.10%
$50,000.00 - $99,999.990 $2,500 0.15% 0.15%
$100,000.00 or more $2,500 0.20% 0.20%
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB Savings2 $10 N/A 0.05% 0.05%
RSB Business Savings2 $10 N/A 0.05% 0.05%
RSB Club Savings2 $10 N/A 0.05% 0.05%
Rocky's RSB Savings2 $1 N/A 0.05% 0.05%
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB 6-Month Certificate $500 N/A 3.39% 3.50%
RSB 10-Month Certificate $500 N/A 3.20% 3.30%
RSB 1-Year Certificate $500 N/A 1.71% 1.75%
RSB 2-Year Certificate $500 N/A 1.47% 1.50%
RSB 4-Year Certificate $500 N/A 1.23% 1.25%
RSB 5-Year Certificate $500 N/A 0.98% 1.00%
Product Minimum to Open Min. to Earn APY1 Interest Rate APY1
RSB IRA Savings2 $10 N/A 0.15% 0.15%
1-Year RSB IRA Certificate $500 N/A 2.92% 3.00%
2-Year RSB IRA Certificate $500 N/A 1.47% 1.50%
4-Year RSB IRA Certificate $500 N/A 1.23% 1.25%
5-Year RSB IRA Certificate $500 N/A 0.98% 1.00%





Last Rate/APY change date February 5, 2025.
1All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). A withdrawal of interest could reduce your earnings. Fees could reduce your earnings. Certificates may have a penalty imposed for early withdrawal.
 
2Your interest rate and annual percentage yield may change after the account is opened. At our discretion, we may change the interest rate on your account at any time.
 
Please Note: We use the daily balance method to calculate interest on your account. The Interest Rate and APY shown apply to the entire account balance.
 
The Interest Rate, APY and terms are accurate as of the effective date shown above.
For complete account information please ask for our Deposit Account Agreement and Disclosure documents.
This rate table is for informational purposes only.
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